Hailing from the vibrant streets of Memphis, Valerie has found her calling in the sun-kissed shores of Niceville, FL. Her mission? Turning her deep-seated passion for helping others into a beacon for aspiring homeowners. 

With every mortgage she crafts, Valerie’s commitment shines brightly, guiding both seasoned and first-time buyers towards their dreams. 

Beyond the world of mortgages, she embraces the joys of Florida, from sun-soaked boating adventures to treasured moments with family and three beloved pets. Choosing Valerie isn’t just about finding a home—it’s about embarking on an uplifting journey towards your dream destination.
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